Personal loans

from £500 to £50,000

Representative example
If you borrow £10,000 over 10 years at an Annual Interest Rate of 6.7% (variable) you would make 120 payments of £134.56 per month. The total amount repayable will be £16147.20 (This includes a lender fee of £495 and a broker fee of £1250 which have been added to the loan.) The overall cost for comparison is 10.9% APRC representative. Repayment periods between 1 and 25 years. Maximum APR 65.2%.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a debt secured on it.

We work with a panel of lenders
Please be aware that by applying you give your consent to have your personal information passed to a third party to process your application. Some lenders may need to conduct a credit search as a result of you application.

Personal Loans

Personal Loans can be a great way of getting your home extension completed or purchasing a new car. Here at Money Solutions U.K. we can help you find the right, affordable loan for you.

At Money Solutions UK aim to help you understand how loans work and how to compare products to find the lending service most suited to you. There are essentially two types of Personal Loan. Secured and Unsecured. Each comes with its own advantages and risks. It is important to consider your personal circumstances, your financial status and how much you need to borrow when looking for finance.

Unsecured personal loans, are based on your personal circumstances i.e. how much money you earn each month, and your regular monthly outgoings.

Secured personal Loans such as a homeowner loan, place the value of the loan against your property as collateral i.e. A home would be pledged as security to the lender.

We consult a variety of lenders to find the product that will suit you best. Whether you’'re a home owner or have a bad credit rating we at Money Solutions UK will do the best to find the right service for you. We can even help you secure a loan against jewellery and works of art. There is no obligation or cost when you apply for a Loan via Money Solutions UK. We and our partners have one of the largest panels of car loan providers in the marketplace so you can be assured of a high level of service at the best price.

Things to consider in getting a loan

At Money Solutions UK we strongly advocate responsible lending. All Loans, secured or unsecured, come with an element of risk. Please consider strongly the necessity of borrowing and the amount you would look to borrow.

An annual percentage rate (APR) is the annual rate charged for borrowing, and is expressed as a percentage that represents the actual yearly cost of funds over the term of a loan. APR's advertised by lenders are only a guideline based on averages and any application for a loan may result in you being offered a loan at a different rate from the one advertised.

Please remember though, that however low the APR, a loan is an expensive way to get money and not without risk if you fail to meet the terms agreed. Think carefully whether the loan is essential and thoroughly compare all of your options before taking that step.

Making every payment is really important. Should you fall behind in making repayments, fail or cease to make repayments, this could severley damage your credit score and the provider could take legal action against you to recover the debt.


Most Loan applications will require a credit check and if you are refused credit this could damage your credit score.

If you are concerned about your credit profile and have been declined for finance before then perhaps also consider a no credit check loan.