Homeowner Loans

A secured (or homeowner) loan is a loan in which the borrower pledges a guarantee on their property for the loan. The interest rate available will depend on the value of the customers home, the amount borrowed and the credit history of the borrower.


As the loan is secured, the lender is relieved of most of the financial risks involved; he may therefore offer more flexible or attractive terms for the borrower on interest rates and repayment period. There are also few constraints on what the funds can be used for. We can also provide unsecured personal loans over a range of terms to suit you.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. *REPAYING DEBT OVER A LONGER PERIOD MAY INCREASE THE TOTAL AMOUNT TO BE PAID.




Loan Application

To enquire about a homeowner loan please either complete this full LOAN ENQUIRY FORM.

or alternatively click Next below, follow the 4 steps to fill out our short offline form and we'll call you back at a time to suit to discuss your requirements.




  • Why choose a Homeowner Loan?
  • No Age Limits from some Lenders
  • Prime to Subprime.
  • 85% LTV secured loan - For prime customers.
  • Interest Only Option.
  • Semi Commercial Properties to 65% LTV
  • Heavy Adverse up to 50% LTV
  • 100% Self Cert / Self Employed.
  • State Pension and Benefits Accepted.
  • Right to Buy - Doesn't Affect Pre-Emption.
  • Rates from just 7.9% to 29.9% APR.* (Typical 17.9% APR Variable)
  • Buy to let properties considered.
  • Loans can be used for almost any purpose including business capital raising, home improvements and debt consolodation

Loan details

Years    Months

Personal Details



Applicant 2



Please Note: If you are Married it must be a joint application.

Contact Details



Years   Months

Employment Details



Years   Months

Mortgage Details



Property Details



Years   Months

Lastly...

I/We agree that you or any lender to whom you submit this application, may use and disclose my data as described in the pages entitled Data Protection and that these pages have been read and understood.*

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. REPAYING DEBT OVER A LONGER PERIOD MAY INCREASE THE TOTAL AMOUNT TO BE PAID.

Moneysolutionsuk © 2010. All rights Reserved.
Licensed by the Office of Fair Trading Licensed Credit Brokers. Licenced under the Consumer Credit Act 1974. Credit Licence Number 0635646. Licenced under the Data Protection Act 1998. DPA Licence number: Z222615X.
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